Financial Lines

Financial Lines Image
Iron-Starr Excess Agency Ltd. provides excess capacity across the full suite of financial lines products and are available for public, private, and not for profit entities across a wide range of industry classes.

Financial Lines Appetite

For information regarding our product appetite including preferred attachment points and capacity, please download the pdf to the right.

Iron-Starr Excess Follow Form Policy

Our Excess Follow Form Policy provides excess, follow form, coverage over the following lines of business:

  • Directors and Officers Liability – Public, Private and Non-Profit
  • Side A
  • Employment Practices Liability
  • Fiduciary Liability
  • Fidelity/Crime
  • E&O
  • Blended Policies

Forms & Applications

D&O Public:

The Iron-Starr Excess Follow Form Policy sits excess of traditional D&O policies providing protection for a public company and its directors & officers in securities claims and for individuals for wrongful acts, from the increasing risk exposures associated with today’s business environment.

  • Limits $75M

D&O Private:

The Iron-Starr Excess Follow Form Policy sits excess of traditional D&O policies providing protection for a public company and its directors & officers in securities claims and for individuals for wrongful acts, from the increasing risk exposures associated with today’s business environment.

  • Limits $75M

D&O NonProfit:

The Iron-Starr Excess Follow Form Policy sits excess of primary products designed specifically to protect not-for-profit organizations from complex and costly litigation that could also threaten the personal assets of Directors and Officers.

  • Limits $75M

Side A:

The Iron-Starr Excess Follow Form Policy provides protection for Directors and Officers of both public and private companies for non-indemnifiable claims, with expansive coverage and difference-in-conditions (DIC) enhancements.

  • Limits $75M

Employment Practices

The Iron-Starr Excess Follow Form Policy provides excess placement for standalone coverage for the company, Directors, Officers and employees against claims brought by the company’s past, present and prospective employees and third parties alleging wrongful employment practices ranging from sexual harassment to discrimination.

  • Limits $75M

Fiduciary Liability

The Iron-Starr Excess Follow Form Policy provides excess protection for Directors, Officers, fiduciaries, employee benefit plans and their sponsors from the evolving and complex exposures of ERISA for both public and private companies.

  • Limits $75M

Crime

The Iron-Starr Excess Follow Form Policy provides excess Fidelity insurance protecting organizations from loss of money, securities, or inventory resulting from crime. Common Fidelity claims allege employee dishonesty, embezzlement, forgery, robbery, safe burglary, computer fraud, wire transfer fraud, counterfeiting, and other criminal acts.

  • Limits $75M

Memorandum of Insurance - Excess Professional Liability Insurance

Our Memorandum of Insurance is designed for excess Errors & Omissions placements. Highlights include follow form arbitration and follow form choice of law.

Provides excess protection to a wide spectrum of professional service providers. These businesses may encounter claims of negligence arising from their professional services which could allege financial losses sustained by third-parties due to the service provider’s alleged negligence. Coverage is specifically crafted to meet the unique needs of each insured.

  • Limits $75M

Forms & Applications

Lead E&O DIC

Iron-Starr’s Pioneer for Professions product offers follow-form E&O protection with difference in-conditions insurance, including drop down coverage options for:

  • wrongful refusal to pay by an underlying carrier;
  • inability to pay, resulting from the insolvency of an underlying carrier; and
  • by election, drop-down punitive damage protection.
  • Limits $75M

Steve Horton
Financial Lines Manager

steve.horton@ironstarrexcess.com
tel (441)-279­-7024

Liam Jones
Vice President, Financial Lines

liam.jones@ironstarrexcess.com
tel (441)-279­-7030

Shaza Murray
Assistant Vice President, Financial Lines

shaza.murray@ironstarrexcess.com
tel (441)-279­-7022

Daniel Rance
Underwriter, Financial Lines

daniel.rance@ironstarrexcess.com
tel (441)-279­-7026

Mike Gazzard
Assistant Underwriter, Financial Lines

mike.gazzard@ironstarrexcess.com
tel (441)-279­-7031

Melissa Pereira
Underwriting Assistant, Financial Lines

melissa.pereira@ironstarrexcess.com
tel (441)-279-7034

141 Front Street
Hamilton, HM19
Bermuda

For general inquiries:

tel (441) 279-7000
fax (441) 279-7001