Financial Lines
Financial Lines Image
Iron-Starr Excess Agency, Ltd. provides excess financial lines capacity with a Follow Form Excess Form across all financial lines and, for Errors and Omissions business, a Memorandum of Insurance.

Iron-Starr Excess Agency Ltd. provides excess capacity across the full suite of financial lines products and are available for public, private, and not for profit entities across a wide range of industry classes.

Iron-Starr Excess Follow Form Policy

Our Excess Follow Form Policy provides excess, follow form, coverage over the following lines of business:

  • Directors and Officers Liability – Public, Private and Non-Profit
  • Side A
  • Employment Practices Liability
  • Fiduciary Liability
  • Fidelity/Crime
  • E&O
  • Blended Policies
D&O Public:

The Iron-Starr Excess Follow Form Policy sits excess of traditional D&O policies providing protection for a public company and its directors & officers in securities claims and for individuals for wrongful acts, from the increasing risk exposures associated with today’s business environment.

  • Limits $75M
D&O Private:

The Iron-Starr Excess Follow Form Policy sits excess of traditional D&O policies providing protection for a private company and its directors & officers in securities claims and for individuals for wrongful acts, from the increasing risk exposures associated with today’s business environment.

  • Limits $75M
D&O NonProfit:

The Iron-Starr Excess Follow Form Policy sits excess of primary products designed specifically to protect not-for-profit organizations from complex and costly litigation that could also threaten the personal assets of Directors and Officers.

  • Limits $75M
Side A:

The Iron-Starr Excess Follow Form Policy provides protection for Directors and Officers of both public and private companies for non-indemnifiable claims, with expansive coverage and difference-in-conditions (DIC) enhancements.

  • Limits $75M
Employment Practices

The Iron-Starr Excess Follow Form Policy provides excess placement for standalone coverage for the company, Directors, Officers and employees against claims brought by the company’s past, present and prospective employees and third parties alleging wrongful employment practices ranging from sexual harassment to discrimination.

  • Limits $75M
Fiduciary Liability

The Iron-Starr Excess Follow Form Policy provides excess protection for Directors, Officers, fiduciaries, employee benefit plans and their sponsors from the evolving and complex exposures of ERISA for both public and private companies.

  • Limits $75M
Crime

The Iron-Starr Excess Follow Form Policy provides excess Fidelity insurance protecting organizations from loss of money, securities, or inventory resulting from crime. Common Fidelity claims allege employee dishonesty, embezzlement, forgery, robbery, safe burglary, computer fraud, wire transfer fraud, counterfeiting, and other criminal acts.

  • Limits $75M
Memorandum of Insurance - Excess Professional Liability Insurance

Our Memorandum of Insurance is designed for excess Errors & Omissions placements. Highlights include follow form arbitration and follow form choice of law.

Provides excess protection to a wide spectrum of professional service providers. These businesses may encounter claims of negligence arising from their professional services which could allege financial losses sustained by third-parties due to the service provider’s alleged negligence. Coverage is specifically crafted to meet the unique needs of each insured.

  • Limits $75M
Lead E&O DIC

Iron-Starr’s Pioneer for Professions product offers follow-form E&O protection with difference in-conditions insurance, including drop down coverage options for:

  • wrongful refusal to pay by an underlying carrier;
  • inability to pay, resulting from the insolvency of an underlying carrier; and
  • by election, drop-down punitive damage protection.
  • Limits $75M