Legal Notice and Disclaimer

The content contained in this Website is for the education of site visitors only and is not an offer to sell, or solicitation to purchase, any insurance product or service. All insurance terms of any product or service are governed by specific underwritten insurance policies.

The information presented on this Website is intended to describe aspects of the business of Iron-Starr Excess Agency Ltd. generally and is not intended to be a complete description. Readers should not rely on specific information on this site. Complete information regarding our products and services may be obtained upon request. The information presented on this site should not be construed as legal, tax, business, financial or accounting advice.

The information and materials included herein are provided "as is" without any representation or warranty, express or implied, of any kind, whether with respect to accuracy, completeness or otherwise. Iron-Starr Excess Agency Ltd. and its affiliated and subsidiary companies ("Iron-Starr") disclaim any liability to any person for any kind of loss or damage including, but not limited to, any special, incidental, direct, indirect or consequential damages caused by errors or omissions in the information, documents or other items provided or available herein. Iron-Starr may make changes to the site, the materials, products, programs, services or prices described in this site at any time without notice. Notwithstanding the foregoing, Iron-Starr disclaims any obligation to update any information on this Website.

The description of any policy or coverage herein is a summary only, and does not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Not all insurance coverages or products are available in all states or other jurisdictions and policy terms may vary based upon individual state or jurisdictional requirements. Issuance of coverage is subject to underwriting and coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Anyone interested in any product described in this Website should request a copy of the policy itself for a description of the scope and limitations of coverage.

Some policies may be placed with a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are not protected by such funds. Surplus lines coverage may only be obtained through duly licensed surplus lines brokers.

Iron-Starr is an agency licensed in Bermuda and does business only in Bermuda. Ironshore Insurance Ltd. is a licensed insurer in Bermuda and will only underwrite risks presented to it in Bermuda.

Licenses and Regulatory Information

Iron-Starr is licensed to transact business in Bermuda. Unless otherwise indicated, Iron-Starr and its non-U.S. affiliates are not licensed or otherwise authorized to conduct business in the United States and do not engage in or transact any business in the United States through this Website or otherwise.

Certain products and services described on this Website are not available to all potential insureds due to insurance regulatory restrictions, the availability of which varies by global jurisdiction. From time to time, as the context requires, "Iron-Starr" may be used to refer to combined financial results or aggregate activities of Iron-Starr and its affiliated and subsidiary companies. When so used, those references are not intended to infer that Ironshore Inc. or any of its affiliated or subsidiary companies conducted specific activities, had a particular licensing status in a jurisdiction or generated specific results.

Intellectual Property Information

"Iron-Starr", “Iron-Starr Excess” and the Iron-Starr logo are service marks of Iron-Starr Excess Agency Ltd. which are owned jointly by Ironshore Inc. and Starr International Company Inc. and used by Iron-Starr Excess Agency Ltd. pursuant to a license from the joint owners. All other intellectual property rights including copyright, database rights and first publication rights, patents, registered trademarks and service marks and know-how in this Website, and in the content published on this Website, are either owned by Iron-Starr or made available to us under license by third parties. Any product or service described in this Website may be the subject of intellectual property rights owned by Iron-Starr or any of its affiliated or subsidiary companies. This Website and all content published on this Website, unless otherwise indicated, are protected by relevant copyright laws and international copyright treaties and all title, ownership and intellectual property rights remain the property of Iron-Starr. All trademarks and devices displayed on this Website, other than as noted above and unless otherwise indicated, are either owned by Iron-Starr or owned by Ironshore Inc. and may be registered in jurisdictions across the world. Except as provided for below, any use or reproduction of these trademarks or devices is prohibited.

Subject to any prohibitions stated in third party websites accessible via hyperlinks in the Website over which we have no control whatsoever, you may view the content published on this Website and you are welcome to print hard copies of material on it for your personal or internal business purposes. You will also be entitled to download certain files from this Website made available for this purpose, which you may then use for your personal or internal business purposes. All other copying is strictly prohibited.


Iron-Starr cannot guarantee that the hyperlinks set out on our Website will be accurate at the time of your access. Moreover, the websites pointed at by hyperlinks are developed and possibly maintained by person(s) over whom Iron-Starr has no control. We cannot and do not monitor the websites linked to our pages on the internet. Accordingly, Iron-Starr assumes no responsibility for the content of any website referenced to by any hyperlink or otherwise. Ironshore believes that its making available hyperlinks to publicly accessible webpages and newsgroups is legally permissible and consistent with the common, customary expectations of those who make use of the internet.